Frequently Asked Questions

Q. Do you guys offer In-House Financing?
Q. What do I need to provide in order to qualify for In-House Financing?
Q. What qualifications are usually required to obtain BANK credit?
Q. Do you take trade-ins?
Q. Do you offer extended warranty programs?
Q. I don't see the vehicle I'm looking for, can you guys locate a vehicle for me?
Q. What documentation is required for a BANK financed auto loan?
Q. Are you currently hiring? If so, what positions are available?
Q. Love the Web site, can you guys design something like that for my business?
Q. How long does it take to get a credit approval?
Q. Can you guys sell my vehicle for me?
Q. What methods of payment do you guys accept?
Q. Do you sell salvage title vehicles?
Q. How long have you been in business for?

Q. I'm a little hesitant about purchasing a vehicle, is there any way to calm my nerves?


Q. Do you guys offer In-House Financing?
A.
Yes! JPAmaro In-House Finance Division can get you financed regardless of your credit history! Get a fresh start now. 

Q. What do I need to provide in order to qualify for In-House Financing?
A.
Proof of income (SSI, fixed income ok), proof of residence, a valid CA drivers license, six references including family and friends (names, addresses, and phone numbers), and $800+ down depending on the vehicle. **Note: With a good down payment we can sometimes let you slide on a few of those items.

Q. What qualifications are usually required to obtain BANK credit?
A. Bank credit through our lenders can be obtained by those with a steady job, decent credit, and approximately 15% down. If you're looking to get a vehicle with $0 down you'll need to call a local credit union (Like Golden1) for a loan approval.

Q. What are your hours of operation?
A. We're typically open from 10:00am-5:00pm Monday-Friday and Saturday 10am to 1pm. You can also give us a call to arrange an appointment outside of our normal business hours. If you're planning on coming down please give us a call first to ensure we're available for you!

Q. Do you take trade-ins?
A. Absolutely! In addition to giving you credit for a trade-in we'll even buy your car even if you don't buy one of ours!

Q. Do you offer extended warranty programs?
A. Yes, our warranty programs are among the best valued in the industry. On pricing is 35-50% less then the industry average.

Q. I don't see the vehicle I'm looking for, can you guys locate a vehicle for me?
A. Yes and no. If you're pre-qualified for a car loan with us, yes. If you're a cash buyer willing to put a small deposit down, maybe. Otherwise no. 

Q. What documentation is required for a BANK financed auto loan?
A. In most cases 1 year on your job is required with no repossessions. You'll also be asked to provide two recent paycheck stubs, a utility bill, valid CA drivers license, 6 references (Family & friends), social security card, proof of insurance, and whatever down payment that was set fourth by us.

Q. Are you currently hiring? If so, what positions are available?
A. Yes, we are always on the look out for talented individuals. As our operations continue to grow our sales/management staff could use some help. Inquire for more details.

Q. Love the Web site, can you guys design something like that for my business?
A. Sure, contact us for details.

Q. How long does it take to get a credit approval?
A. Bank credit applications can take 24-48 hours for an outcome. In-House finance approvals could be done within minutes if you have everything together! Give us a call for more info.


Q. How safe is my information going to be if I send it threw your Web site?
A. Moderately safe. None of your information is saved on our Web site but rather forwarded to a secured email, the only party's that will have access is JPAmaro Auto Sales and the relevant banking institutions. However, given that we don't know what hackers are capable of we cannot guarantee the security of any information submitted to us. You can also come in and fill out a credit application.

Q. Can you guys sell my vehicle for me?
A. Yes, we have an excellent vehicle consignment program for both wholesale only dealers and private party sellers. We'll take in and sell most vehicles that meet our quality assurance criteria, contact us for more details.


Q. What methods of payment do you guys accept?
A. We accept cash, cashiers checks, and debit cards for down payments when financing. If you're purchasing a vehicle outright we prefer cash but also take cashiers checks, and wire transfers.

Q. Do you sell salvage title vehicles?
A. Generally no, all our vehicles have a clean title unless clearly stated otherwise.

Q. How long have you been in business for?
A. JPAmaro Auto Sales has been open since September of 2003.

Q. I'm a little hesitant about purchasing a vehicle, is there any way to calm my nerves?
A.
Yes, in addition to us offering warranty's CA state law requires that we offer a two day cancellation option, inquire for details.


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